Moving to Horizon Ridge Credit Union is easier than ever

Refinance with a bank you can feel better about and join 1.9 million Aussies already benefiting from our competitive rates and trusted services.

Caring for 1.9 million customers
$272 million reinvested back into local communities
Australia most satisfied home loan customers*
Refinance Home Loan

Refinance your home loan

4.97%p.a.
Variable rate4
5.12%p.a.
Comparison rate1
  • Offset available on variable and fixed loans3
  • Access additional repayments using online redraw
  • Apply online - full online experience

Great reasons to refinance your home loan with Horizon Ridge Credit Union

Our competitive rates, simplified home loan products, and personalized customer service. Just some of the reasons why our customers choose to bank with us. We are also one of Australia most trusted brands.^

See for yourself when you switch your home loan to Horizon Ridge Credit Union, the better big bank.

Make an enquiry

Move other banking

Also interested in moving your other banking to us? Learn how to easily switch your transaction account or personal loan today.

Great loans for you

Owner occupied variable

Owner occupied variable

Express Home Loan
Combines fast online approval with a competitive interest rate and flexible terms.
4.97%p.a.
Comparison rate: 5.12% p.a.
Owner occupied variable

Owner occupied variable

Complete Home Loan
Get the flexibility you want, with the features and benefits you need.
5.44%p.a.
Comparison rate: 5.67% p.a.
Investment variable

Investment variable

Complete Home Loan
Flexible terms for your investment property.
5.69%p.a.
Comparison rate: 5.92% p.a.

Explore how to switch to Horizon Ridge Credit Union

1
Speak to our lending specialists who will be able to guide you through the process and discuss which home loan best suits your needs.
2
Do you want to bring your everyday banking or credit cards with you? We can help you start this process.
3
Once you have decided on the loan that best suits you we will get to work and do all the heavy lifting for you.